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On July 21 the House passed a stopgap continuing resolution through Dec. 4, 2026 (220–205) — a bridge over the Oct. 1 deadline and past the midterms. The Senate has not yet taken it up.
How a bill moves. Each appropriations bill passes through six stages: release of draft text, subcommittee markup, full committee markup, House floor passage, Senate floor passage, and signature by the President. The marked stage on each card shows where the bill is presently lodged.
FY 2027 — All Twelve Bills
What happens to FY27 funding at the October 1, 2026 deadline — weeks before the midterms? An analyst's handicap. Drag a slider to test your own.
Reasoned estimates from historical base rates and current conditions, not a forecasting model. The House has now passed a stopgap CR through Dec. 4 — if the Senate agrees, the Oct. 1 cliff is bridged and the real fight moves to the December lame duck, where shutdown risk tends to climb once the incentive to play nice fades. Since FY1977, Congress has finished all twelve bills on time only four times, last in FY1997.
The Fiscal Cliff Calendar
Actually Unprecedented
Cutting through the word "historic"
The chyrons call everything "historic." Most of it isn't — blowing past the deadline, stopgap funding, and giant catch-all bills have been routine for three decades. But a handful of things in this stretch genuinely broke records or precedent. Here's what earns the word.
Record · Shutdown
43 Days
The fall 2025 shutdown was the longest in U.S. history, breaking the prior record of 35 days set in 2018–19.
Rare · Second Lapse
76-Day DHS Shutdown
A second, department-specific shutdown in the same cycle pushed Homeland Security funding to Apr. 30, 2026 — extraordinarily long for a single-agency lapse.
First in History
A Speaker Ousted
The 2023 motion to vacate that removed Speaker McCarthy was the first successful one ever in the House — a threat that now shadows every deal.
Constitutional Test
The Power of the Purse
Escalating use of rescissions and deferrals is testing the 1974 Impoundment Control Act — who controls money once Congress appropriates it — like nothing since the law passed.
Structural
Razor Majorities
A House majority of only a handful of seats leaves leadership almost no votes to spare — the July stopgap squeaked through 220–205 — making regular-order appropriations close to impossible.
Most in 26+ Years
69 Heading Out
Sixty-nine members aren't seeking re-election — the most since at least 2000 and 32% above 2024, draining dealmaking experience. See the next tab.
Not actually historic: missing the Oct. 1 deadline (the norm since FY1997), funding by continuing resolution, packaging bills into omnibuses, and shutdowns themselves (1980, 1995–96, 2013, 2018–19). The dysfunction is the baseline — only the intensity is new.
A Shutdown & You
What actually stops for the public
Skip the politics — here's the direct, everyday impact if funding lapses and the government shuts down. Find yourself below.
If you fly
TSA screeners and air-traffic controllers are forced to work without pay. As absences climb, security lines and flight delays grow — 1,000+ TSA officers quit during the 76-day DHS shutdown.
If you get SNAP or WIC
Food aid is at risk. In the 2025 shutdown, roughly 42 million people faced losing full SNAP benefits, and WIC support for mothers and infants ran short.
If you're a federal worker or contractor
Around 2 million federal workers are furloughed or work unpaid. Employees are owed back pay by law; contractors usually get nothing.
If you need a federal loan
New Small Business Administration loans and new farm loans freeze, and no new federal contracts are signed — a direct hit to small businesses and growers.
If you're visiting a park or museum
National parks and the Smithsonian close or go unstaffed; trash, restrooms, and rangers disappear even where gates stay open.
If you need a passport or IRS help
Passport and visa processing can slow, and IRS phone lines and taxpayer help largely go dark — refunds and paperwork back up.
What keeps coming: Social Security and Medicare payments, VA medical care, the U.S. mail, and active-duty troops on the job — all funded outside the annual bills. The catch: many of the people delivering those services work without a paycheck until the shutdown ends.
The Departure Lounge
119th Congress · not returning
A record class is heading for the exits — the most in at least 26 years, and 32% more than in 2024. These members aren't running in November 2026, but most serve out their terms until January 2027, which means many will help write (or block) the very FY27 bills this tracker follows, on their way out the door. Counts are from Ballotpedia; with 49 of 50 filing deadlines passed, they're effectively final.
69
Not Seeking Re-election
Senate — Retiring From Office (10)
Mitch McConnell R-KY
Dick Durbin D-IL
Joni Ernst R-IA
Thom Tillis R-NC
Jeanne Shaheen D-NH
Tina Smith D-MN
Gary Peters D-MI
Cynthia Lummis R-WY
Steve Daines R-MT
Alan Armstrong R-OK
Senate — Running for Governor (1)
Tommy Tuberville R-AL
House — Retiring From Office (31)
Nancy Pelosi D-CA
Steny Hoyer D-MD
Jerrold Nadler D-NY
Jan Schakowsky D-IL
Steve Cohen D-TN
Danny K. Davis D-IL
Dwight Evans D-PA
Julia Brownley D-CA
Bonnie Watson Coleman D-NJ
Lloyd Doggett D-TX
Frederica Wilson D-FL
Marc Veasey D-TX
Nydia Velázquez D-NY
Jesús "Chuy" García D-IL
Jared Golden D-ME
Vern Buchanan R-FL
Darrell Issa R-CA
Michael McCaul R-TX
Don Bacon R-NE
Daniel Webster R-FL
Jodey Arrington R-TX
Elise Stefanik R-NY
Sam Graves R-MO
Burgess Owens R-UT
Ryan Zinke R-MT
Mark Amodei R-NV
Barry Loudermilk R-GA
Neal Dunn R-FL
Dan Newhouse R-WA
Troy Nehls R-TX
Morgan Luttrell R-TX
House — Running for the Senate (16)
Jasmine Crockett D-TX
Seth Moulton D-MA
Raja Krishnamoorthi D-IL
Robin Kelly D-IL
Angie Craig D-MN
Haley Stevens D-MI
Chris Pappas D-NH
Kevin Hern R-OK
Julia Letlow R-LA
Harriet Hageman R-WY
Wesley Hunt R-TX
Ashley Hinson R-IA
Barry Moore R-AL
Mike Collins R-GA
Buddy Carter R-GA
Andy Barr R-KY
House — Running for Governor (10)
David Schweikert R-AZ
Andy Biggs R-AZ
Tom Tiffany R-WI
Nancy Mace R-SC
Ralph Norman R-SC
Dusty Johnson R-SD
Randy Feenstra R-IA
John James R-MI
John Rose R-TN
Byron Donalds R-FL
House — Running for Attorney General (1)
Chip Roy R-TX
Roster from Ballotpedia (as of early July; the count has since ticked toward 70). Separately, 15 members — three senators and twelve representatives — left office early via resignation or death during 2025–26 and aren't included above.
What Congress Takes Home
Salary · 2026
No — they aren't all paid the same. Rank-and-file pay has been frozen at one number since 2009; leadership earns more by statute.
Rank-and-file memberHouse & Senate · unchanged since 2009
$174,000
Floor leaders & President pro temporeMajority/minority leaders, both chambers
$193,400
Speaker of the HouseHighest congressional salary
$223,500
Salary is the small story. Based on 2024 financial disclosures, the median net worth of a member of Congress is about $1 million, and more than half are millionaires — against a typical U.S. household worth roughly $100,000. Disclosures report assets in broad ranges, so every net-worth figure here is an estimate, not a bank statement.
What "Retiring" Pays
Benefits after Congress
The persistent myth is that members collect their full salary — and free health care — for life. They don't. What they actually get is the standard federal-employee package: a formula pension they pay into, a 401(k)-style match, Social Security, and the option (not a gift) to keep buying federal health coverage.
FERS pensionVests at 5 years of service; payable at 62, earlier with more years
≈ $45K/yr
Thrift Savings Plan401(k)-style; automatic 1% plus a match, kept for life
up to 5%
Social SecurityMembers pay in like every other worker since 1984
Yes
Health & life insuranceBought on the ACA exchange while serving; continues in retirement only under the 5-year federal rule — retiree pays ~¼ of the premium
Not free
The pension is formula-based — roughly 1% of a member's highest three-year average salary for each year served — so it rewards longevity, not a single term. The average congressional pension paid in 2023 was about $45,000 a year; someone who serves only the five-year minimum gets far less. Marjorie Taylor Greene's roughly five years, for example, pencils out to about $8,700 a year — and not until she turns 62. Two footnotes on leaving: ex-members face a lobbying "cooling-off" period (two years for senators, one for representatives), and leftover campaign cash can't be pocketed — it can only move to other committees, charities, or a leadership PAC.
The Money Caucus
Top 15 by net worth · 2025 est.
The fifteen wealthiest sitting members, by estimated net worth from financial disclosures (compiled from Quiver Quantitative's tracker and 2025 press analyses). Ranges reflect the disclosure brackets. Below the top handful the ordering gets fuzzy — trackers disagree, and members with large but illiquid holdings, like Sen. Jim Justice's coal-and-resort empire, swing widely from list to list.
1
Rick Scott R-FL
Healthcare — Columbia/HCA hospital empire
$300–550M
2
Darrell Issa R-CA
Car-alarm fortune (Viper / Directed Electronics) · retiring
~$300M
3
Dave McCormick R-PA
Hedge fund — former CEO of Bridgewater
$120–290M
4
Vern Buchanan R-FL
Auto dealerships, real estate · retiring
~$249M
5
Nancy Pelosi D-CA
Investments (real estate, tech via Paul Pelosi) · retiring
~$248M
6
Mark Warner D-VA
Telecom / early cellular (Nextel)
$215–250M
7
Michael McCaul R-TX
Clear Channel fortune (via marriage) · retiring
~$200M
8
Dan Goldman D-NY
Levi Strauss & Co. heir
$150–180M
9
Pete Ricketts R-NE
TD Ameritrade family; Cubs co-owner
$79–170M
10
Suzan DelBene D-WA
Microsoft executive turned legislator
$70–126M
11
Richard Blumenthal D-CT
Real estate; wife's family (Malkin / Empire State Realty)
~$70–160M
12
Ro Khanna D-CA
Family investment wealth (wife's family, Mura Holdings)
~$40–110M
13
Don Beyer D-VA
Northern Virginia auto dealerships
~$45–125M
14
Kevin Hern R-OK
McDonald's franchise empire · running for Senate
~$40–90M
15
Roger Williams R-TX
Auto dealerships
~$30–60M